Looking for the best gift cards that give cash back in 2025? You’re in the right place. Whether you shop online or in-store, certain gift cards now offer real money back on your purchases—making them smarter than ever for everyday spending.
In this post, we’ll explore the 9 best gift cards that give you cashback in 2025, how to get them, and how to maximize your savings.
🥇 1. Amazon Reloadable Gift Card – Up to 2% Back
Amazon offers a reloadable gift card that gives up to 2% cashback when you reload using a debit card or a bank account. If you frequently shop on Amazon, this is a smart way to save on every purchase.
Highlights:
- Up to 2% bonus on reloads
- Works like a debit card within Amazon
- No fees or expiration
Best For: Frequent Amazon shoppers looking for an easy cashback option.
🛒 2. Target REDcard Gift Card – 5% Instant Discount
While not traditional cashback, the Target REDcard Gift Card acts like a prepaid card with a built-in 5% discount. That’s money back in your pocket on every purchase.
Highlights:
- 5% off everything
- Free 2-day shipping on many items
- Stackable with other coupons and deals
Best For: Everyday household items, groceries, and deals.
🧾 3. Swagbucks Gift Cards – Earn & Redeem with Cashback
Swagbucks lets you earn points (SB) through tasks like surveys, watching videos, or shopping online, which you can redeem for gift cards that pay up to 10% cashback through portals.
Highlights:
- Multiple gift card options (PayPal, Amazon, Walmart, etc.)
- Bonus cashback on shopping
- Completely free to use
👉 Learn how to make the most of Swagbucks in our post: 10 Proven Ways to Make Money Online in 2025
🧑💻 4. PayPal Digital Gift Cards – Instant Transfer with Cashback
PayPal sometimes runs cashback promotions for digital gift card purchases. When combined with certain apps and browser extensions (like Honey or Rakuten), you can get up to 5% cashback.
Highlights:
- Immediate delivery
- Redeemable anywhere PayPal is accepted
- Bonus cashback with extensions
Best For: Online purchases, fast payments, and cashback stacking.
🧺 5. Walmart eGift Cards – Cashback with Fetch Rewards
Walmart offers gift cards that can earn cashback when purchased through Fetch Rewards, a receipt-scanning app that pays you points for everyday shopping.
Highlights:
- Cashback via Fetch points
- Usable online or in-store
- Great for groceries and essentials
Best For: Budget shoppers using cashback apps.
💸 6. Rakuten Gift Cards – Cashback + Bonus
Rakuten often features limited-time deals where buying gift cards through their platform earns you extra cashback, especially on brands like Macy’s, Nike, and Best Buy.
Highlights:
- Earn cashback on gift card purchases
- Frequent bonus promos
- Works with browser extension
Best For: Tech-savvy shoppers looking to stack savings.
📱 7. InboxDollars Gift Cards – Cashback for Tasks
With InboxDollars, you complete surveys, read emails, or play games to earn money, which you can then withdraw as cash gift cards. Some of these include bonus cashback depending on the retailer.
Highlights:
- Real cash or gift cards
- Bonus offers
- Free sign-up
Explore more on our Cash Offers page for apps like InboxDollars!
🎮 8. Xbox/Microsoft Gift Cards – Cashback via Rewards Points
If you’re a gamer or use Microsoft services, you can earn Microsoft Rewards points by browsing with Bing, taking quizzes, or buying gift cards, which convert into cash value.
Highlights:
- Earn points while shopping
- Redeem for Xbox or Store credits
- Free to join Microsoft Rewards
Best For: Gamers and digital product buyers.
🧧 9. Visa/MasterCard Prepaid Gift Cards – Cashback from Card Offers
Some prepaid Visa/MasterCard gift cards qualify for special cash-back deals when used at partnered retailers. Look out for banks or stores offering cashback promos with these cards.
Highlights:
- Usable almost anywhere
- Cashback depends on usage
- Great for gifting with perks
Pro Tip: Combine with a cashback browser extension for extra earnings!
✅ How to Maximize Cashback from Gift Cards
Here are some quick tips to make the most of gift card cashback:
- Use Cashback Apps like Rakuten, Swagbucks, and Fetch.
- Stack Rewards – use a cashback card to buy a gift card, then shop through a cashback portal.
- Look for Promotions – many platforms offer bonus cashback during holidays or events.
- Sign Up for Alerts on TopOfferDeals.online to never miss a hot deal!
❓ FAQ – Gift Cards That Give Cash Back
Q1: Can I get real cash from gift cards?
A: Yes! Some cards like PayPal, Swagbucks, and Visa prepaid offer real cash or easily transferable funds.
Q2: What gift card gives the highest cashback?
A: In 2025, Target’s REDcard and Rakuten gift cards often offer the highest cashback, up to 5–10% with stacking.
Q3: Are these gift cards free to get?
A: Most can be earned free via apps like InboxDollars or Swagbucks, or purchased with cashback options.
Q4: Can I use cashback gift cards multiple times?
A: Yes, reloadable cards like Amazon and prepaid Visa cards allow multiple uses.
Q5: How do I avoid gift card scams?
A: Always buy from trusted platforms like Amazon, PayPal, or verified cashback apps. Avoid unsolicited emails or sketchy websites.
🎯 Final Thoughts
Gift cards are no longer just for gifting — they’re a smart financial tool. Whether you want to earn cashback, shop smarter, or stack rewards, these 9 gift cards in 2025 offer serious value.
👉 Don’t forget to check our Best Deals Today and Make Money Online categories for new daily offers!
